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Team Bios

Hossein Azari

Founder, CEO

Hossein is leading cmorq's mission to organize blockchain data. Hossein's past experiences include, Senior Research Scientist at Google Research NY and Co-Founder and Chief Data Scientist at Clarity Money (acquired by Goldman Sachs in 2018). He has a PhD in Computer Science from Harvard University and MBA from Columbia University. Hossein is a Siebel Scholar, Class of 2014. He never stops learning.

Wenjun Gui

Co-Founder & Lead Engineer, Data

Wenjun is a Software Engineer at cmorq, working with multiple data sources and the development of the data platform. Wenjun has studied Computer Science at Wuhan University and Masters of Computer Science at NYU. He is experienced in Python and C++, and has a wide range of interest and experience in applied Computer Science topics, including big data, computer vision, machine learning. In his undergraduate study, Wenjun worked in a start up as a developer, leading the development of iOS applications of the product. After graduation, he worked in a hedge fund in China as a C++ developer for two years, contributing to the development of automatic trading engines. During his study at NYU, he worked as a Research Assistant in MMVC lab focusing on computer vision and published his work to IEEE/RSJ(iROS). Wenjun enjoys solving hard problems.

Nathan Rowe

Principal Engineer

Nathan is leading the software engineering operations at cmorq. He has worked in organizations from small startups to the largest ones such as Facebook and the US Department of Defense. From building mobile applications from scratch to managing engineering teams, Nathan has maintained a passion for developing high quality, well-tested software systems that can be rapidly iterated and reach scale with stability. Nathan has a BS in Computer Science from Penn State and has a never-ending entrepreneurial spirit and thirst for knowledge.

Carter Klein

Head of DeFi Engineering

Carter is a Software Engineer leading cmorq's DeFi Team. The DeFi Team focuses on intelligently and invisibly finding cmorq customers the best deals, rates, and rewards. He's previously worked on exponential-growth financial products responsible for processing $350M+ MoM at Capital One. He holds a BS in Computer Science from the University of Wisconsin, working as an early engineer at a seed-funded data analytics startup throughout school.

Margaret Isa Butler

General Counsel, Law Firm Partner (M&A Private Equity)

Margaret Isa Butler is a partner in Ice Miller's Business Group, concentrating her practice on mergers and acquisitions, joint ventures and alternative investments, including real estate development projects, limited partner investments across the investment strategy spectrum, debt and equity co-investments and direct investments by institutional investors and family offices. With an MBA and her experience as an investment banker, Margaret takes an interdisciplinary approach to her work. In 2013 Margaret won a "40 Under 40"​ award from The M&A Advisor and was shortlisted as a "Corporate Rising Star"​ by Euromoney Legal Media.

Ricardo Marino

Board of Dierctors, Vice Chairman Itau

Ricardo Villela Marino is a partner of Itaú Unibanco and Chairman of the bank’s Latin America Strategic Council, where he spearheads innovation and exploration of growth opportunities across the region. Ricardo brings to this role a passion for catalyzing Latin America’s growing tech and innovation sector, and building Itaú Unibanco’s leadership in deploying technology to improve the access and services to all the clients it serves. Previously, Ricardo was CEO for Itaú Latam operations (Argentina, Chile, Paraguay and Uruguay). An established leader on a wide variety of topics related to finance and technology, Ricardo served as President of the Federation of Latin American Banks (FELABAN), and was a designated a Young Global Leader by the World Economic Forum. Ricardo began his career in Banco Credit Comerciale of France (CCF) and later worked with fixed income and equity markets for Banco de Investimentos Garantia (CSFB). His global outlook was honed in part during his tenure with Goldman Sachs Asset Management in New York and London, where he was a portfolio manager for Emerging Markets, including EMEA, Asia ex-Japan, and Latin America. Ricardo brings broad experience to his role as Chairman of the Latin America Strategic Council. Previously, he was responsible for creating the Business Intelligence division of Itaucard, running the derivatives desk, and managing both Itaú´s multi-billion dollar middle-market credit portfolio and the bank’s domestic mortgage business. For three years, including the merger period between Itau and Unibanco, Ricardo was the company’s Chief Human Resources Officer. Ricardo is also a leader on several social impact causes and currently serves as President of Instituto PDR, a Sao Paulo-based non-profit organization that focuses on catalyzing social and civic entrepreneurship among young people. As a member of Itaú Unibanco’s founding and ownership family, Ricardo and his family have deep roots in their community and a commitment to merging technology with traditional values of service and integrity. Ricardo serves on the boards of Banco Itaú Unibanco Holding Financeira and the MIT Sloan School of Management Latin America. He is also Vice Chairman of Itau Corphanca Chile. He is an engineer from the University of São Paulo, with an MBA from MIT’s Sloan School of Management, and a thesis on “Managing the Family Business” from Harvard Business School. He is also an alumni of Stanford University’s Executive Program on Leadership. Ricardo lives in Sao Paulo with his wife, Patricia, who is President of Humanitas360, and their son, Daniel.

Varun Khanna

Research and Quality

Tutored in accounting and finance, Varun spent time on financial operations teams across SaaS, Blockchain and E Commerce sectors leveraging the tech to number driven narratives. He pursued a Master’s in Finance from Fordham University focusing on Value investing and Venture capital. He’s serious about his caffeine and can be spotted in coffee shops across the city.

Kenzie McFall

Social Media and Customer Success

As a creative individual, Kenzie strives to find innovative solutions to marketing and design topics. She has degrees in Marketing and Spanish from Grand Valley State University, is a self-taught graphic designer, and specializes in social media marketing. Kenzie is passionate about creating digital content and stays up to date with current trends to maintain fresh and relevant content.

Darren Newman

Operations, Strategy and Research

With experience in both the financial services and internet space, Darren brings a unique perspective to cmorq's operations.  From leading its recruitment efforts to business development to research (and more), Darren is immersed in much of cmorq's day-to-day endeavors. When he's not preaching the good word of cmorq, he can be found hooping and eating his way through NYC.

Jagman Dhaliwal

QA Engineer

Jagman is a QA engineer at cmorq, working to improve quality for cmorq apps cross-platform. Jagman has been working in the QA space for 4 years and is studying computer science at CUNY Queens college.

Timothy Cradle

BSA Compliance Officer

Timothy leads Compliance for cmorq. Previously he was the Chief Compliance Officer for Baanx US Corp and Director of Financial Crimes Compliance for Celsius Network. He studied Finance at the University of Maryland, and holds multiple compliance and anti-financial crimes certifications including Certified Anti-Money Laundering Specialist (CAMS), Certified Fraud Examiner (CFE), and Certified Cryptocurrency Investigator (CCI). He has over ten years of experience in risk management and compliance and joined cmorq in 2021 to set up and manage its BSA AML compliance program.

Palak Patel

Software Engineer

Palak Patel is a Software Engineer assisting the cmorq engineering team with backend development. She holds M.Sc. in Computer Science from New York University and B.E. in Computer Engineering from Mumbai University. Her experience lies in software development & cloud computing with research interests in big data analytics and machine learning. She has handled projects in various domain ranging from Healthcare to Finance. She enjoys exploring new realms in technology and a great cup of tea.

Billy Hnath

Software Engineer

Billy is a Software Engineer working on the cmorq Android application, where he is bringing a decade of mobile experience to deliver accessible and decentralized financial services to a billion users. Previously, Billy has worked on platforms for biometric verification, medical imaging, online video, smart glasses, restaurant ordering and botanical processing. Billy holds degrees in Electrical and Computer Engineering as well as Computer Science from Worcester Polytechnic Institute, where the subject of his thesis was Differential Power Analysis Side-Channel Attacks in Cryptography.

Sara Nemati

Director of Arts and NFTs

Sara is the Director of Arts and NFTs at cmorq. With a master’s degree in Sustainable Architecture and her experience as an an architect and technical art director, she is able to connect the technical and creative worlds in an optimal way. After entering the NFT world only recently, she launched her own collectibles project of eight thousand Crypto Birds along with other smaller NFT projects. She has been diving deeper everyday into this world. Sara is well versed in traditional painting, digital art, and 3D modeling. She can’t wait to explore the possibilities of integrating all these into the Crypto world!